MEDICAL BILL GURUS
Medical Billing Solutions For Patients And Medical Providers
Free Medical Bill Review
Let our Medical Bill Advocates take a look at your medical bills, and give you a FREE CASE EVALUATION to determine on how our medical bill negotiation, hospital bill negotiation, and medical bill advocate services can help you recover financially.
FREQUENTLY ASKED QUESTIONS
The medical billing advocates at Medical Bill Gurus have over twenty years of experience in helping patients work through the complex financial issues associated with healthcare.
Medical Bill Gurus is a medical billing advocate / patient advocacy service that assists patients of all backgrounds with medical bills and the financial complications associated with healthcare. Our medical bill advocates have over 20 years of experience help patients, such as yourself, reduce or eliminate their medical bills. To have one of our medical billing advocate evaluate your case free of charge, Schedule A Free Case Evaluation.
Medical Bill Gurus offers all medical billing advocate and patient advocacy services on strictly a contingency basis, such that there is no fee unless we are successful in securing reimbursement for you. If we are successful in securing reimbursement, then the service fee would be 20%. If we are not successful, then there is no fee or financial obligation whatsoever.
Yes, as Medical Bill Gurus offers services on a contingency basis only, our fee is based solely on the amount of money you actually receive back from the insurance. Thus, we do all of the billing up to the deductible free of charge as a value to our clients.
If you received treatment at an out of network medical provider, such as a cash only LLMD, then you would need to have a private insurance policy that is a PPO with out of network benefits. As most alternative medicine providers are out of network, your policy needs to be a PPO. Unfortunately the facts outside of my control and everyone’s else are that medicare, medicaid, and HMO insurance policies will only provide reimbursement for providers that are in-network.
Medical Bill Gurus is able to assist with medical bills from any provider, as long as we have the necessary documentation to put together bills on your behalf. We are currently working with medical providers throughout the United States, Germany, Mexico, and various other countries. If there are specific requirements for your provider, we would discuss how to move forward during your free case evaluation.
Yes, Medical Bill Gurus can help process bills on your behalf for treatment at ANY medical provider. We are currently working with various clinics throughout the United States, Mexico, and Germany.
The time period that dictates how far back our medical billing advocates can retroactively submit claims is dependent on your specific policy. The average timeframe we can bill for treatment is up to 12 months, but can vary between 6 – 18 months depending on your policy. We recommend you call you insurance carrier directly to ask them how far back you can submit claims.
In-network refers to those providers have negotiated contracted rates with the major insurance companies, such that insurance company has full control over how much that provider is reimbursed.
Out-of-network refers to providers who do not have negotiated rates or contracts with the major insurance carriers, and set their own rates of treatment and services rendered.
Out of network providers include alternative medicine providers and cash only providers, such as LLMD’s, Lyme Clinics, international providers in Mexico & Germany, and any provider without a contract with the major insurance carriers.
Once Medical Bill Gurus receives all of your completed paperwork, and copies of your medical bills, it will take our team 4-5 weeks to process your bills. Once we submit your bills to the insurance company, it typically takes 60-90 days before a claims decision is made.
Unfortunately, as Medicare and Medicaid do not have out of network coverage, we are unable to process claims.