No Fee Unless You Win

How The Process Works

Medical bills can be confusing, needlessly expensive, and sometimes downright incorrect. Our team of experts will review your bills so you don’t pay more than you have to. The process is simple and completely risk free. With a signed HIPAA release along with copies of the medical bill information, our medical billing experts will put together a custom strategy to advocate for reimbursements and negotiations on your behalf.

Step 1:


Sign up using the form on the site or give us a call for a free no-obligation case evaluation to determine if you qualify for our services. We will look at your medical bills and insurance policy coverage, free of charge to evaluate your case. 

Step 2:


The next step for us is to collect as much information as we can about your medical bills and insurance policy. Once you submit the form, you will get an automated email with our paperwork and information on submitting your medical bills.

Step 3:


Our team will evaluate the your case and insurance coverage to put together a custom strategy for submitting claims or negotiating a discount on your behalf. For self-pay claims, you would need to have a private PPO insurance policy. 

Step 4:

Claim Preparation

Once our insurance experts have everything we need, we will start processing your billing and calling the insurance company. It typically takes 4-6 weeks for our team to process your bills or negotiate a discount on your behalf.

Step 5:

Follow Up / Appeal

If we are successful, you should receive a check directly from the insurance company within 90-120 days. We can not guarantee anything other than we will do our best to evaluate your claim and file appeals on your behalf based on the outcome.

Step 6:

Payment & Invoicing

Once you receive a check, we will invoice you for a percentage of reimbursements secured from the payer. If you paid a deposit, then the deposit would be applied to any invoice for services based on the amount recovered. 

Schedule A Risk-Free Case Evaluation

If you would like to see if your medical bills and financial situation qualify for our patient advocacy services, submit the form below, or give us a call now at 1-800-674-7836.

Frequently Asked Questions

The experts at Medical Bill Gurus have over twenty years of experience in helping patients work through the complex structures associated with the insurance process.

Have more questions? Give us a call anytime at 1-800-674-7836 or email us at [email protected]



Toll Free: 1-800-674-7836

Fax: 1-720-445-8850


Monday-Friday: 8 am to 8 pm MST

Saturday - Sunday: Closed

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