FREE CASE EVALUATION
FREE CASE EVALUATION
Learn If You Qualify Today
Our medical billing experts are experienced with helping medical bills from any provider, including securing insurance reimbursements for treatment received at out of network alternative/integrative providers. If you would like to see if your medical bills and treatment qualify for our patient advocacy services, submit the form below, and our experts will be in touch 🤠
Sit back while we take care of everything. And the best part 😬? You only pay us if we successfully get you a reimbursement from the insurance
Learn If You Qualify Today
Our medical billing experts are experienced with helping medical bills from any provider, including securing insurance reimbursements for treatment received at out of network alternative/integrative providers.
If you would like to see if your medical bills and treatment qualify for our patient advocacy services, submit the form below, and our experts will be in touch 🤠
Sit back while we take care of everything. And the best part 😬? You only pay us if we successfully get you a reimbursement from the insurance
FREQUENTLY ASKED QUESTIONS
The experts at Medical Bill Gurus have over twenty years of experience in helping patients work through the complex structures associated with the insurance process.
Medical Bill Gurus is a patient advocacy services that assists patients of all backgrounds with medical bills and the financial complications associated with healthcare. Our medical bill advocates have over 20 years of experience help patients, such as yourself, reduce or eliminate their medical bills.
Medical Bill Gurus offers services on a contingency basis, such that there is no fee unless we are successful in securing reimbursement for you. If we are successful in securing reimbursement, then the service fee would be 20%. If we are not successful, then there is no fee.
If you received treatment at an out of network medical provider, such as a cash only LLMD, then you would need to have a private insurance policy that is a PPO with out of network benefits. As most alternative medicine providers are out of network, your policy needs to be a PPO. Insurance plans such as medicare, medicaid, and HMO’s would not be suitable for reimbursement.
Medical Bill Gurus is able to assist with medical bills from any provider, as long as we have the necessary documentation to put together bills on your behalf. We are currently working with medical providers throughout the United States, Germany, Mexico, and various other countries. If there are specific requirements for your provider, we would discuss how to move forward during your free case evaluation.
Yes, Medical Bill Gurus can help process bills on your behalf for treatment at ANY medical provider. We are currently working with various clinics throughout the United States, Mexico, and Germany.
The time period that dictates how far back we can retroactively submit claims is dependent on your specific policy. The average timeframe we can bill for treatment is up to 12 months, but can vary between 6 – 18 months depending on your policy. We recommend you call you insurance carrier directly to ask them how far back you can submit claims.
Once Medical Bill Gurus receives all of your completed paperwork, and copies of your medical bills, it will take our team 4-5 weeks to process your bills. Once we submit your bills to the insurance company, it typically takes 60-90 days before a claims decision is made.
Unfortunately, as Medicare and Medicaid do not have out of network coverage, we are unable to process claims.
To get started, we simply need you to complete the FORM above, and send us a completed copy of the Medical Bill Gurus paperwork, as well as copies of any medical bills. Once you submit your information, you will also be given the option to set up a time to speak with one of our medical billing experts regarding your case.
For each treatment listed on the provided medical bills, we identify the FDA approved treatments and FDA approved ancillary services such as doctor consults, treatment room, medical supplies, lab test and admin of the treatment), which can make up a substantial amount of the bill. At this point we will start getting an idea of what treatment the patient had done, and identifying which line items and associated costs we can submit for reimbursement to the insurance. For example on truly alternative services such as ozone therapy, stem cells, and IV infusions, we would be able to bill for doctor consults, supplies, facility, and then potentially for the truly alternative component for treatment depending on what was done.
As stem cells are considered experimental and alternative in nature, we are not able to bill for the full price of treatment. However, we are able to bill for the FDA approved ancillary services, which can make up a significant financial component of treatment. For example on a $25,000 stem cell + IV therapy treatment protocol, we would be shooting to recover potentially $5,000-$15,000 of the amount spent on treatment.
Yes, IV therapy is actually one of the treatment protocols we have had the best success with. As long as we have a itemized breakdown of treatment, also known as a “super bill”, we can put together your bills. For IV therapy, depending on the amount spend, your bills, and if you have met your deductible, we could potentially recover 40-60% of what was spent.
1. Eligibility
Do you have medical bills? Sign up for a free insurance evaluation to determine how we can help resolve your medical debts.
The first step is for our insurance experts to take a look at your case and determine how we can help. As we only charge a fee once you receive a check from the insurance, there is no fee for our experts to evaluate or take on your case.
2. Application
We are going to need to learn some details about your case and how we can best help you.
The next step is for us to collect as much information as we can about your medical bill and insurance policy. To complete this step, we will need you to complete the form at the bottom of this page. Again, there is no fee whatsoever to get started or during the preparation and submitting of claims to the insurance company.
3. Review Process
Once our insurance experts have everything we need, we will start processing your billing and calling the insurance company. It typically takes 60-90 days to hear a decision from the insurance company.
We have a commitment to ensure that the patients we help received the most sound and up to date financial advice regarding medical bills, health insurance, and the financial component of healthcare.
4. Success
You will receive a check in the mail directly from the insurance company.
If we are successful, you should receive a check directly from the insurance company within 60-90 days. We can not guarantee anything other than we will do our best to evaluate your claim and pursue any underpayments per your insurance policy. Once you receive a check, we will send you an invoice for a percentage of whatever we collected. If we did not collect anything, then there is no fee whatsoever, and we lose money for taking on the case.
How Can We Be Of Assistance?
You Have Medical Bills, We Have Financial Solutions
TESTIMONIALS
After spending $40k out of pocket for 10 days of Lyme Disease treatment at a cash only clinic in Arizona, Medical Bill Gurus was able to recover $18k from the insurance. I thought I would (...)
I have suffered from Lyme Disease for 15+ years, and never thought insurance would help pay for treatment. Now I am able to get money back that I can use to afford long term treatment protocols.
For a few years, I had stomach pain that caused me to go to the ER on what like a nightly basis. Each visit was another bill and another doctor telling me nothing was wrong, and before my (...)
Had I known about Medical Bill Gurus 30 years ago, I would have had the opportunity to impact the lives of more patients. I initially agreed to contract with Medical Bill Gurus because of the (...)
Telephone No. 1-800-674-7836